Why do we need insurance?
Insurance is there to provide protection for yourself, your investment and your business. Disaster could take any form; car breaks down, roof leaks, a major home fire, an automobile accident that leads to a legal action and someone in the family becomes ill.
Insurance gives you peace of mind and you know that if anything happens to you, your family or your business that you will be financially secure.
The best course of action is to prepare for the worst and hope for the best.